Can I ask, being new to this, why you don't use a page layout programme? Is it better quality this way? Any help would be appreciated.Pretty good explanation there Damon (I like the new forum name).
I hate using Photoshop to save as PDF, I find I get glitches now and again and some alignment issues.
If I know I'm going to have to save something as a PDF for printing I'll usually compile it all in Illustrator I'll import (place) any graphics from Photoshop then use Illustrator for the text.
Just my tuppence