richimgd
Member
Alrighty,
I have a question about insurance...! Please, dont leave...!
Basically I am full time employed while also a sole trader for extra bits of design work I do. I need to get some home contents insurance but also want to check if it will cover the business activities / items rather than wanting to take out specialist business insurance - if possible since my actual business income is only quite modest since it is not my full time job.
The main expensive item I have is a new Macbook so need to make sure that its covered. I bought it for pure business use so need to check if the average home insurance will cover this as an option. Also I occasionally have clients round my place to discuss projects etc - i.e between 0-2 times per month, so hardly a full time type of business.
Does anyone know if this type of use could be taken care of with some kind of home insurance policy or would I need to take out additional business cover? I noticed on compare the market there was an option that I ticked which was if clients visit my home for business use - so I guess this might not require a separate business insurance policy... I've been in touch with one insurer and waiting to hear back from them. Since this is a bit of a minefield I thought I would see if anyone has any experience or recommendations?
Cheers
I have a question about insurance...! Please, dont leave...!
Basically I am full time employed while also a sole trader for extra bits of design work I do. I need to get some home contents insurance but also want to check if it will cover the business activities / items rather than wanting to take out specialist business insurance - if possible since my actual business income is only quite modest since it is not my full time job.
The main expensive item I have is a new Macbook so need to make sure that its covered. I bought it for pure business use so need to check if the average home insurance will cover this as an option. Also I occasionally have clients round my place to discuss projects etc - i.e between 0-2 times per month, so hardly a full time type of business.
Does anyone know if this type of use could be taken care of with some kind of home insurance policy or would I need to take out additional business cover? I noticed on compare the market there was an option that I ticked which was if clients visit my home for business use - so I guess this might not require a separate business insurance policy... I've been in touch with one insurer and waiting to hear back from them. Since this is a bit of a minefield I thought I would see if anyone has any experience or recommendations?
Cheers