This sounds a bit like one of those suspicious adverts for shady insurance firms, but really it's just a little blog post featuring a tip about how graphic and web designers (might) be able to save a little bit of cash on their car insurance. The research conducted was hardly exhaustive and you should definitely make sure you stay on the right side of the law before going ahead with anything, but it might make an interesting read for someone. http://www.49thfloor.co.uk/blog/how-designers-can-save-on-car-insurance.html