Hi, As a complete newby on this forum I have no idea if this is the correct section for what I am about to post. Having recently set up as a freelancer and after reading many topic and posts on this forum I am increasingly concerned that, at present, I don't operate and T&C's or ask any of my clients to sign contracts. Are any of you able to share with me your contracts etc?, would you recommend paying someone to write these up? Are there sites which provide templates that can be easily adapted? I would really appreciate any help on this matter!