Insurances Advice


New Member
Hi there,
I wonder if I could get a little guidance
I have been doing graphic design / illustrations for a while now ad decided to set up as a small business to produce my own designs for now and trying to set up my insurances and policies.

for now, I’m not planning on meeting clients or doing events so public and professional indemnity shouldn’t be needed

when I read all the other forums, everyone is talking about how they are able to get plans around £50 annually however, for days now, I have been getting quotes and my cheapest is £108 for the very basic. I’m unsure if they are going the very basic and won’t be covered for much.

could I get some advice on insurers and what you are covering for.
I’m adding cyber as I receive my work orders via computer and legal as a precaution but unsure if this is needed.