Also you don't need the image in a div. Just apply a class or an id to the image itself <img alt="Tom Stutt" src="http://www.designforums.co.uk/images/tom-stutt.JPG" class="index-img" />
your para "HI, MY NAME IS TOM STUTT AND I'M A FREELANCE GRAPHIC AND WEB DESIGNER. THIS IS MY ONLINE PORTFOLIO"
Should probably be in a h1 / h2 tag rather than a paragraph tag.
Inline styles are bad too... they will overwite anything in an external stylesheet making futher alterations a pain. You will also then have to write the style on each element. Only use inline styles on emails. Use an external stylesheet linked in the head of your page.