Legal stuff

[Molly Moon]

A lot of my contract work involves designing financial forms, brochures - and am paranoid as hell about accidently deleting a vital piece of the layout/small print. Although I check and check again :icon_Wall:- there's always a niggling doubt that some error might go unnoticed and then to print.

I'm thinking of getting Professional Indemnity insurance. Can anyone recommend anyone they use?- totally bamboozled by the number of insurance companies out there and don't know which one is best for a graphic designer.

Also want to put something in the contract about liability again covering my professional indemnity paranoia - can anyone help me with the wording for that?
Something along the lines of ...whilst every effort is made (My company) is in no way responsible for errors, omissions, etc...
does anyone have any pointers on that?

Really appreciate any help

Thank you

Molly Moon

[Boss Hog]

We cover ourselves in our T&C's which the client agrees to when placing the order...

3.5 The Customer shall be responsible to ensure that the content of any artwork is correct, this includes print ready artwork supplied by the customer and any design proofs supplied by Stationery Direct. Artwork supplied by the customer as print ready will be treated as such, any errors including typographical and design errors once printed are without any liability on the part of Stationery Direct.

[Molly Moon]

Thanks - that's really helpful.

Can you recommend any Professional Indemnity Insurance companies or am I being a tad over-cautious? Maybe the clause in contract would suffice?

[Cookie]

Have the client proof and sign the work off before it is printed.
That way if anything drops off (as can happen), its on the clients head.

[Boss Hog]

Thanks - that's really helpful.

Can you recommend any Professional Indemnity Insurance companies or am I being a tad over-cautious? Maybe the clause in contract would suffice?

I don't think indemnity insurance is needed as long as your T&C's are water tight, ensure that the final e-mail that you send of the proof to be signed off states that you are not liable for any mistakes along with a link to your T&C's in full

[Molly Moon]

Thanks - shall do that Boss Hog

Cheers

[Pickles]

I don't know if this would help you but I got some books to give me an idea on pricing and the legal stuff:

Business and Legal Forms for Graphic Designers (comes with CD) - ISBN 1-58115-274-4
Pricing & Ethical Guidelines - ISBN 0-932102-12-3

These books are American and might be a little old, but it could help to look through some suggestions. There also might be some updated books available I've just not looked.